The 23o5l
Maererano nedata kubva National Confederation of Commerce of Goods, Services uye Tourism (Cnc) kubva muna Kubvumbi 2023, 78,3% yemhuri dzekuBrazil dzine chikwereti. Yakatarisana nekufambisa hupfumi, iyo Federal hurumende akatanga Desenrola Brasil Chirongwa pamusoro pekubatsira vanhu uye masangano emabhanga kusvika pachibvumirano, kuendesa simba rekutenga kune avo vanonyanya kuda. Ona ruzivo rwese pamusoro penhanho imwe neimwe. 4o4v61
Chii chinonzi Desenrola Brasil Chirongwa? y2mf
Tiine tarisiro yekubatsira vanhu vekuBrazil nenyaya dzakamirira mumusika uye masangano emabhanga kuti agamuchire mari yakafanira, Desenrola Brasil Chirongwa chakaziviswa muna Chikumi 2023.
Provisional Measure (MP) 1.176/2023, iyo inotangisa chirongwa ichi, yakabudiswa muOfficial Gazette neChipiri, Chikunguru 06th uye inofanira kubatsira vanhu vane mari shoma kuti vave nesimba guru rekutenga. Avo vari muSingle Registry (CadÚnico), iyo Federal Government's system yekuburitsa mabhenefiti emagariro, vanokoshesa kutaurirana zvikwereti uye kutiza kutadza.
Mari yekubhadhara 6611w
Iyo Central Bank, mukudyidzana nevabatsiri kubva ku FEBRABAN, yakakwanisa kudzikisa mitengo kuitira kuti vanhu vane mari shoma vakwanise kubhadhara zvikwereti zvavo pasina kuomerwa. Mitemo yekubhadhara chikwereti chakakurukurwa neDesenrola Brasil chirongwa ndeiyi:
- Mubereko we1,99%;
- Minimum installment yeR$50;
- Kubhadhara kunoitwa kusvika kuzvikamu makumi matanhatu;
- Mutengo wekutanga unofanirwa mushure memazuva makumi matatu;
- Nguva yenyasha yeanokwana mazuva makumi matatu uye yakawanda yemazuva makumi mashanu nemapfumbamwe.
Pakati pemabhangi akatosimbisa kuomerera kwavo kuchirongwa chebhendi 2 Banco do Brasil, Bradesco, Caixa Econômica Federal, Itaú, Santander, Inter uye Piay. Kana iyo bhengi institution yaunokwereta zvikwereti kwairi isiri pane rondedzero yevatori vechikamu, iyo Federal hurumende inoratidza kuti kuonana kunoitwa nenzira yakafanana nekuedza kutaurirana uye, kana zvichibvira, kuti chikwereti chinoendeswa kubhangi rinotora chikamu.
Kubhadhara kwechikwereti kunogona kuitwa kuburikidza nechikwereti chakananga, PIX kana slip yekubhangi uye avo vakakwanisa kutaurirana zvikwereti vachawanawo kosi yedzidzo yezvemari. Zvakakosha kubhadhara pakusarudza zvikamu maererano nemari yako yemwedzi, sezvo pane mukana wekuti zita racho richava risina kunaka zvakare nechikwereti chitsva.
Nzira yekutaurirana zvikwereti neDesenrola Brasil? 4n663v
Kutarisa vanopfuura mamirioni makumi manomwe vekuBrazil, avo vari chikamu cheboka rekutarisa reimwe neimwe yeDesenrola Brasil tracks vanofanirwa kuwana iyo gov.br portal uye pinda neakaunti yako yakambogadzirwa. Pakuvhurwa kwechirongwa, avo chete vakaiswa mukati mebhendi 2 vanogona kuedza kutaurirana zvikwereti.
Federal Government inosimbisa kuti vanhu vane sirivheri kana goridhe nhanho vanofanira kupinda papuratifomu uye kutsvaga Desenrola Brasil chirongwa chechiratidzo. Kana izvi zvangoitwa, zvinodikanwa kuti usarudze bhengi bhengi iro chikwereti chasara, tarisa zvese uye ratidza kana mubhadharo uchaitwa mumari imwe chete kana muzvikamu zvishoma.
Paive nekutarisira kwe track 2, iyo yakarongerwa kutanga chete mushure me track 1. Tichataura zvakawanda nezvemumwe nemumwe wavo mundima inotevera.
Matanho epurogiramu 1v356
Chinhu chitsva chinobatsira kutaurirana kwechikwereti chaizongotangwa munaSeptember, asi zvakasarudzwa kuti track 2 yaizotangwa pamberi pe track 1. Mumwe nemumwe wavo anoshandira rudzi rwakasiyana rwevateereri uye kukosha kwese kwezvikwereti kunosiyanawo. Nzwisisa.
Track 1 13129
Yakarongerwa kuvhurwa pakati paGunyana 2023, huwandu uhu hwakanangana nehuwandu hwevanhu vane mari inosvika maviri mihoro yepasi (R$ 2.640) kana kune avo vakanyoresa. CadÚnico. Zvikwereti zvakaitwa pakati paNdira 1, 2019 naZvita 31, 2022 zvine mutengo unosvika R$5 zvinogona kutaurirana kuburikidza nechibvumirano pakati pemapato.
Nekudaro, hapasati pasati pave nezuva reichi nhanho ye Desembolsa Brasil Chirongwa inotanga. Izvi zvinodaro nekuti zvakanyanya kunangana nevanhu vane zvikwereti kune vezvitoro nevemvura, gasi nemakambani enhare. Sevhisi kubhendi 1 inotarisirwa kutanga pakati paGunyana.
O Federal hurumende tinotarisira kubatsira vanhu vanosvika miriyoni makumi matatu kuti zvikwereti zvavo zvitaurwe, asi zvichiri kudiwa kuita okisheni kuti muone kuti ndevapi vanokwereta vachavharwa uye makambani anopa zvikwereti zvakanyanya anofanira kuhwina kutora chikamu.
Izvo zvichave zvakakosha kuzivisa marekodhi anoshanda evanokanganisa muTrack 1 mbiri, uye kupa data senge nhamba yekontrakiti, zuva rekuramba uye kuisirwa murejista yekusarudzika, mukuwedzera kune matatu ekutanga manhamba eF (Individual Persons). Registry) nhamba.yemukwereti.
Track 2 w7345
Iri kuwanikwa kubva Chikunguru 17, 2023, track 2 yechirongwa Bvisa Brazil yakanangana neavo vane mari pamwedzi inosvika zviuru makumi maviri zvemadhora, vane zvikwereti zvakanyoreswa kusvika 20/31/12 mubhangi rekusarongeka kumabhanga ari kutora chikamu.
Mutemo mukuru pane izvi ndewekuti sangano rebhangi rega rega rinoda kutaurirana zvikwereti zvayo nemukweretesi, zvichienderana nemitengo inotsanangurwa pakutanga kwepurogiramu. Kutengeserana kwese kuchaitwa kuburikidza nechirongwa chepuratifomu, uko zvinotevera zvisingatariswe:
- Zvikwereti zvine vimbiso chaiyo;
- Zvikwereti zvekumaruwa;
- Real estate mari zvikwereti;
- Operations with mari kana wechitatu bato njodzi.
Kupinda kunoitwa kuburikidza ne portal gov.br uye zvinodikanwa kuve nesirivha kana goridhe level .
Track 3 514i1z
Inotarisirwa kutanga munaGunyana 2023, bhendi rechitatu rakanangana nevanhu vane mari inosvika maviri mihoro midiki uye vakanyoreswa mu CadÚnico, asi vane zvikwereti zvinosvika R$5.
Nhanho yekutaurirana yakafanana neiyo mubhendi 2: vakweretesi vanofanirwa kuwana chikuva kana chiripo uye kupedzisa kutaurirana sezvavanogona kubhadhara. Mamwe mashoko anofanira kuburitswa mumwedzi mishoma inotevera.
Zvikwereti zviri pasi peR$100 6z445f
Pamusoro pekutanga track 2, chimwe chibvumirano chakaitwa pakati pe Federal hurumende uye mabhanga ndeekuti vanhu vose vane zvikwereti zvisingasviki R$100 zita ravo richabviswa muCredit Protection Service (SPC).
Zvakakosha kuziva kuti zvikwereti kusvika pamari iyi hazvizoregererwi uye zvichiri kuda kubhadharwa. O Federal hurumende vanotarisira kuti vanhu ava vachave zvakare nechikwereti pamusika uye vachakwanisa kuita zvimwe zviito zvakaita sezvibvumirano zvekurenda. Iko fungidziro ndeyekuti vanhu miriyoni 1,5 vachakanganiswa nesarudzo iyi.
Wafungei nezvenhau? Iwe unoda kutaurirana zvikwereti zvako kuburikidza nechirongwa chitsva? Tiudze mashoko!
Onawo
Chii chinoshanduka neTax Reform?
Neruzivo: Agência Brasil (1 e 2) l Gov.BR l CNN
Yakaongororwa na Glaucon Vital musi wa17/7/23.
